Auto Tags of East Broward
Florida Car Titles: What to Know
Buying a new car from a dealership or an old car from a private seller, there are some essential things that must be present for that transaction to be valid. One of these things is the car title. The car title is basically a form containing details pertaining to the car. It contains information about the car itself, all past and current owners, as well as lien holders if it is currently being used as a collateral for a loan that has not been repaid. The car title for a new car is referred to as clean because there have been no damages to the car whatsoever, while cars that have a bit more history, basically ‘used cars’ have other types of car titles. But beyond the meaning and importance of a car title, there are some essential things to know about Florida Car Titles.
Who is the authority in charge of car titles in Florida?
The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) is the government jurisdiction for issuing and validating car titles in Florida. Companies that offer car title services help clients get their requirements in order, but the FLHSMV is the final authority on car titles.
When do you need a car title in Florida?
If you are going to be in long term possession of a car and need it to be noted as yours, you need a car title. But, to be more explicit, here are specific cases when you need to get a car title.
If you are buying or selling cars from non-dealership parties.
If you are inheriting or being gifted a car.
If you are changing your name/address, which means the old details on the car title would be inaccurate and invalid.
If you are bringing a car registered in a different state into Florida.
If you are changing your address in Florida.
If you are donating a car to charity.
Terms associated with car titles in Florida
Here are some terms often associated with car titles in Florida.
A lien occurs when the car owner receives a loan by using the car as collateral and the lender places the lien on the car. The lien is basically a document that signifies there is debt on the car. When a new owner wants to get the car, they have to ensure the debt is repaid and the lien is removed for a new car title to be issued.
Certificate of Title
A certificate of title is the proof of ownership of a car and it can be either electronic or paper form. This certificate of title is secured by applying for registration and following due process for acquiring the title. Some of the essential things you need to get the certificate of title include the proof of identity, proof of ownership, and the proof of required insurance coverage. The FLHSMV has more details and information on the title acquisition procedure.
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